— Debt Collection in Colombia
Unpaid invoices pile up and your cash flow can’t take another month
Debt collection is what turns a sale into real money in your account. At Trébol Jurídico we recover your overdue receivables across Colombia under a variable-fee model: if we don’t recover, you don’t pay a cent. We notify your debtor within 24 hours.
30+
Years recovering receivables
95/100
COFACE rating
0%
Upfront cost
1,500+
Active clients across LATAM
— Stages
Debt collection at every stage of arrears
Every debtor and every age of arrears calls for a different conversation. That’s why we work your receivables on three fronts: pre-legal, legal and reorganization.
Pre-legal collection
Early-stage overdue invoice recovery: formal legal pressure before going to court.
Legal collection
When no payment agreement is reached, we sue and pursue the debtor’s assets through the courts.
Reorganization process
When your debtor enters insolvency under Law 1116, we represent you as a creditor so your claim is recognized in the reorganization process.
— Fee model
If we don’t recover, you don’t pay a cent.
We work strictly on results — no win, no fee debt collection. Variable fees on what actually reaches your account, agreed before we start.
— Collection process
This is how we recover what you’re owed
A clear process for commercial debt recovery, no surprises. We combine pre-legal and legal debt collection depending on what each debtor needs.
01
DAY 0
Portfolio assignment
You hand us the invoices or instruments and we analyze each debtor.
02
24 HOURS
Debtor notification
Your debtor receives the first formal notice within the first day.
03
2–6 WEEKS
Pre-legal management
We negotiate payment agreements with legal backing before suing.
04
IF NEEDED
Enforcement proceedings
If the debtor doesn’t respond, we move to legal collection with seizure of assets.
— +1,500 clients
Proven results in the sectors that drive the economy.
Real recovery cases in construction, consumer goods, healthcare, mining, auto parts, and certification — Colombia and LATAM.
CONSTRUCTION
Full recovery
100% success rate in recovery through high-level out-of-court agreements with a leading multinational cement company.
CONSUMER GOODS
Protected reputation
End-to-end receivables management for a multinational food company, with a focus on protecting reputational risk.
HEALTHCARE
Prioritized payments
Recovery of complex hospital receivables for a healthcare distributor, achieving payment prioritization and short-term agreements.
MINING · ENERGY
International recovery
Recognition and payment of disputed invoices worth USD $500,000 in Honduras for a global mining equipment manufacturer.
MULTILATINA
Cross-border collections
Specialized cross-border collections for a certification entity across Colombia, Peru, Chile, Ecuador, and Mexico.
AUTO PARTS
Immediate liquidity
Recovery of 80% of the portfolio before reaching legal proceedings for a leading auto parts company — immediate liquidity.
— Frequently asked questions
What clients ask before handing us their portfolio.
If your question isn’t here, write to us — we reply in minutes.
It covers pre-legal and legal debt collection, plus creditor representation in reorganization proceedings. As a Colombian firm we handle full accounts receivable recovery, from the first contact with the debtor to asset seizure if needed — including cross-border debt recovery for foreign creditors. You assign the portfolio, we work it from start to finish.
— Get started today
Send us your portfolio. We notify your debtor within 24 hours.
Tell us how much you’re owed and who owes it. We’ll respond with a concrete recovery plan.