— Negotiable Instruments Review & Drafting
You’ve had invoices for months that don’t hold up in court
Negotiable instruments review for companies and lawyers: we draft and review promissory notes, trade invoices and private agreements so your document holds executive merit when you need to collect.
30+
Years recovering receivables
95/100
COFACE rating
0%
Upfront cost
1,500+
Active clients across LATAM
— The 3 documents that fail in court
Your note, invoice or agreement may not hold when you try to collect.
90% of executive proceedings fail because the negotiable instrument doesn’t meet the requirements of art. 621 of the Colombian Code of Commerce. We help you not be in that 90%.
Commercial promissory note
In negotiable instruments review, the promissory note is king: 80% of your collections rely on it if it’s properly drafted.
Trade invoice
The one that fails most often in court. Without express acceptance by the buyer, it doesn’t work for judicial collection.
Contracts and private agreements
A well-drafted private agreement between the parties can have executive merit when it’s time to collect.
— How we work
No cost for Trébol clients.
If you’re already an active Trébol Jurídico client, the review and drafting of your negotiable instruments has no additional cost — it’s part of your relationship with us. If you’re not yet a client, this service is the door in.
— Drafting process
From weak document to enforceable title, in four steps.
Actual timelines measured from our negotiable instruments review and drafting operations.
01
DAY 0
Document diagnosis
Send us your current document (note, invoice, contract) or tell us what you need to create. We identify legal gaps.
02
24–72 HOURS
Legal drafting
We draft or correct per the Code of Commerce: notes art. 709, invoices with express acceptance, private agreements with executive merit.
03
3–5 DAYS
Signing and registration
We accompany the signing of the parties. A well-drafted private agreement between the parties has executive merit.
04
IF NEEDED
Enforcement
When the debtor doesn’t pay, your document is ready to escalate to legal collection without wasting time on corrections.
— +1,500 clients
Proven results in the sectors that drive the economy.
Real recovery cases in construction, consumer goods, healthcare, mining, auto parts, and certification — Colombia and LATAM.
CONSTRUCTION
Full recovery
100% success rate in recovery through high-level out-of-court agreements with a leading multinational cement company.
CONSUMER GOODS
Protected reputation
End-to-end receivables management for a multinational food company, with a focus on protecting reputational risk.
HEALTHCARE
Prioritized payments
Recovery of complex hospital receivables for a healthcare distributor, achieving payment prioritization and short-term agreements.
MINING · ENERGY
International recovery
Recognition and payment of disputed invoices worth USD $500,000 in Honduras for a global mining equipment manufacturer.
MULTILATINA
Cross-border collections
Specialized cross-border collections for a certification entity across Colombia, Peru, Chile, Ecuador, and Mexico.
AUTO PARTS
Immediate liquidity
Recovery of 80% of the portfolio before reaching legal proceedings for a leading auto parts company — immediate liquidity.
— Frequently asked questions
What your CFO asks before signing.
If your question isn’t here, write to us — we reply in minutes.
In negotiable instruments review, the most common cause is that the trade invoice lacks express acceptance by the buyer, or electronic invoices don’t meet the requirements of art. 772 of the Code of Commerce to be an executive title.
— Get started today
Send us your document. We’ll tell you in minutes if it works for collection.
Free assessment, no commitment. If you’re already a Trébol client, we handle it at no additional cost.