— Business Insolvency in Colombia · Law 1116
Your debtor entered reorganization and your receivables are frozen
We notify your debtor within the first 24 hours of receiving the portfolio. We file and rank your claim under Law 1116, and attend every hearing until the agreement or liquidation pays you — zero upfront cost.
30+
Years recovering receivables
95/100
COFACE rating
0%
Upfront cost
1,500+
Active clients across LATAM
— Three pathways under Law 1116
Your debtor in insolvency has three paths, and you can recover in all three.
Reorganization, liquidation, or validation of an agreement. Each pathway has its own legal deadline, playbook, and timeline. We take you down the route that best preserves your right to collect.
Business reorganization
Your debtor stays in operation but must comply with a payment plan approved by Supersociedades.
Judicial liquidation
Your debtor is no longer viable and its assets are auctioned to pay creditors according to priority.
Validation of agreements
An out-of-court agreement between creditors and debtor that the judge approves and makes enforceable as a court ruling.
— Fee model
If we don’t recover, you don’t pay a cent.
We work on a success-fee basis. Variable fees on what actually lands in your account — agreed upon before we start.
— Process before Supersociedades
From frozen invoice to cash in your account, in four steps.
Actual timelines from our operations under Law 1116 proceedings before Supersociedades. The agreement schedule depends on the court-approved timeline.
01
DAY 0
Portfolio assignment
Upload your portfolio to the Trébol@net CRM or send us the list with invoices and supporting documents for the claim.
02
24–72 HOURS
Claim filed
We rank your claim and file it with the trustee within the legal 20-day deadline.
03
30–90 DAYS
Hearings and ranking
We attend the credit qualification hearings. We defend the priority of your claim before Supersociedades.
04
PER AGREEMENT
Actual collection
We collect when the debtor pays per the agreement or when assets are awarded. If we need to escalate to legal collection, you see every move in the CRM.
— +1,500 clients
The most influential organizations trust us with their receivables.
Real recovery cases in construction, consumer goods, healthcare, mining, auto parts, and certification — Colombia and LATAM.
CONSTRUCTION
Cementos Argos
100% success rate in recovery through high-level out-of-court agreements.
CONSUMER GOODS
Nestlé de Colombia
End-to-end advisory on receivables management with a focus on protecting reputational risk.
HEALTHCARE
Distrimedical
Recovery of complex hospital receivables, achieving payment prioritization and short-term agreements.
MINING · ENERGY
Epiroc Latam
Recognition and payment of disputed invoices worth USD $500,000 in Honduras.
MULTILATINA
Icontec
Specialized management of cross-border collections across Colombia, Peru, Chile, Ecuador, and Mexico.
AUTO PARTS
Auteco
Recovery of 80% of the portfolio before reaching legal proceedings — immediate liquidity.
— Frequently asked questions
What your CFO asks before signing.
If your question isn’t here, write to us — we reply in minutes.
Not automatically. In business insolvency, if we file your claim within the 20 days following the order admitting the proceeding and we properly rank your credit under Law 1116 art. 25, you retain the right to be paid. The difference between recovering and losing comes down to acting within the legal deadline.
— Get started today
Business insolvency in Colombia: we represent creditors in reorganization, liquidation and validation under Law 1116. We notify your debtor within the first 24 hours — zero upfront cost.
Free assessment, no commitment. As soon as we sign the fee agreement, we notify the debtor and file your claim within the legal deadline — variable fees on what’s recovered.