Credit and Asset Evaluation

Conducting Credit and Asset Studies in Colombia

Credit Studies

Credit sales are increasingly common among businesses, making it essential to have a robust policy for managing them. Since credit sales represent a significant portion of working capital, their management must ensure the collection of resources. This involves implementing policies that define how the company will handle credit issuance, documentation review, risk central checks, payment terms, and more.

We conduct analysis and credit studies to develop a system that the company will use as a parameter for determining credit issuance to potential clients. This includes reviewing financial statements, legal status, risk central records, references, and other factors to provide an assessment of the evaluated individual or entity and recommend an appropriate credit limit.

Asset Studies

To initiate legal actions and understand the debtor’s current status, we perform asset studies that offer a comprehensive view of the debtor’s financial situation. This information helps in strategizing collection efforts, evaluating the possibility of payment agreements, or deciding on the need to file an executive lawsuit.

The study provides crucial information about real estate registered under the debtor’s name at the national level, movable assets or vehicles, active and operational business establishments, employment status, and the number of lawsuits against the debtor in various courts. This information is essential for requesting injunctions and garnishments.